About First Choice

First Choice Federal Credit Union was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation.

Through the years we were able to grow our field of membership by taking in SEGs or Select Employee Groups. These were local companies that would extend the credit union services as an advantage or employee benefit of the job.

We have also always offered full family membership. Any family member of an existing member is eligible to join and take full advantage of membership.

In 2000, we expanded our field of membership to open our doors to include anyone who lives, works, volunteers, or attends church or school in Lawrence County. Along with our new charter came our new name and new location. We are now headquartered at 2209 West State Street in New Castle, PA 16101, about 1 mile from Wal-Mart off of the 422 State Street Exit. We have also been fortunate enough to add two new offices to better serve all of Lawrence County.

We are a progressively managed credit union with our members’ interests at heart. We believe that the slogan, “People helping people” is more than lip service. We strive to meet our members’ needs daily.

We constantly monitor our local markets to make sure we are competitive in both savings and loan rates. It is our desire to become your primary financial institution.

On behalf of our Board of Directors and staff, we wish to invite you to join our credit union family.

The Credit Union Advantage

First Choice Federal Credit Union is a not for profit financial cooperative, owned and operated by the members, for the benefit of all who belong. We are Board governed and member owned. All earnings from loans, savings, and investments are returned to the members as dividends or as other benefits, after expenses and legal reserves are set aside. The minute you become a credit union member, you become an owner.

We were the first credit union in Lawrence County to be granted an extension to our charter. The credit union offers convenient and confidential financial services to give members an advantage in their financial matters.

This is your credit union and the more you participate, the more you share in the benefits. We want to start a mutually beneficial relationship with you. Please browse the pages of this website to see all the products and services we offer. We love to hear from our membership and look forward to any suggestions you may have to help us serve you better. The credit union slogan is: “Not for Profit, Not for Charity, but for Service.” That is what we want to do, be here to service your children’s children and provide them with the same great services for generations to come.