Are you ready to get started on your next project, pickup that new car or start earning points on your new credit card? At First Choice, we believe in offering some of the lowest rates in the area to meet your goals. Whether you are buying a new car, a new-to-you car, are building credit or have a big house project upcoming, we can help!
When you are ready to get started, just click the button below to start your online application, 24 hours a day. We will get in contact with you usually the next business morning at the latest. And if you have any questions, be sure to use our text-based banking to talk to a loan officer, or call us at (724)652-8393!
Apply For A Loan At First Choice Now
Rates are listed as effective 01/01/2026
New Autos | Never Titled
| Terms | APR* |
| Up to 40 months | 3.24% |
| 41-52 months | 3.74% |
| 53-64 months | 4.24% |
| 65-76 months | 4.49% |
| 77-88 months | 5.49% |
Used Autos | 2026 - 2024
| Term | APR* |
| Up to 40 Months | 3.49% |
| 41 - 52 months | 4.37% |
| 53 - 64 months | 4.74% |
| 65 - 76 months | 4.99% |
| 77 - 88 months | 5.74% |
Used Autos | 2023 - 2022
| Term | APR* |
| Up to 52 months | 4.49% |
| 53 - 64 months | 4.99% |
| 65 - 76 months | 5.49% |
Used Autos | 2021 - 2020
| Term | APR* |
| Up to 52 months | 5.24% |
| 53 - 64 months | 5.74% |
| 65 - 76 months | 6.24% |
Used Autos | 2019 - 2014
| Term | APR* |
| Up to 48 months | 8.49% |
| Up to 60 months | 9.24% |
Home Equity - 1st position
| TERM | APR* |
| Up to 5 years | 4.74% |
| Up to 10 years | 5.99% |
| Up to 15 years | 6.49% |
| |
Home Equity - 2nd position
| TERM | APR* |
| Up to 5 years | 5.24% |
| Up to 10 years | 6.49% |
| Up to 15 years | 6.99% |
| |
Share Secure Loans
Personal Loans
| TERM | APR* |
| Up to $4,000 | 6.99% |
| Up to $10,000 | 10.24% |
Visa Credit Cards
| TERM | APR* |
| Platinum | 12.90% |
| Rewards | 15.90% |
All Rates above reflect a 0.50% discount for Automatic Payment established
- All Rates listed above are quoted in APR, and are listed as the “as low as”
- Rates and APR/APY can be affected by credit score
- APR* – Annual Percentage Rate
- Rates are subject to change without notice
- Please inquire about rates for Motorcycles, ATVs, RVs, Watercraft and Other Titled Vehicles
